Before entering into any real estate
transaction, it’s important to find any liens attached to the property. For a
seller, a lien could mean a loss of profit from the sale of the home, as the
proceeds go toward paying off the liens attached. For a buyer, the lien
continues to apply to the home, adding a price to home ownership. Either search
for the lien yourself using publicly available records, or hire a title search
company to do the legwork for you. Liens on real estate are public record.
Creditors and governmental tax authorities place liens on property as part of
the debt-collection process. You can find the title history of any property in
a county through the county records. Some county recorders provide the
information online, while others require an office visit to access their lien
books. All outstanding liens must be paid before a home can be sold,
transferred or mortgaged, so it is a good idea to check the title for liens if
you are considering a transfer or financial transaction.
- Contact
the county recorder’s office in the county in which the house is located, to
find out the procedure for searching its records; search requirements, Internet
availability and fees vary from county to county.
- Enter
the owner’s name and a year to be searched in the appropriate box on the
recorder’s search computer, if you are searching in Los Angeles County. Click
“Submit” or “Enter” to access the lien. Other counties allow online searches
using similar information. You may also send a written request containing the name
of the document (lien), the names listed on the document and the years you want
searched, along with a check to cover any fees due. Contact the office to get
fee amounts before mailing your request.
- Print a copy of the lien if you are searching on the recorder’s system. Print a copy from the deed book if you are in an office that is not computerized. Copy fees will vary from office to office.
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